The six standard subjects<\/h2>\n\n- Financing<\/strong>: final mortgage approval. Keep it even with a pre-approval \u2014 a pre-approval isn’t an approval of this property; the lender still appraises the home itself.<\/li>\n
- Inspection<\/strong>: a full check by a licensed home inspector. Don’t skip it on older homes \u2014 inspection is your first line of defence against asbestos, Poly-B plumbing and oil tanks.<\/li>\n
- Strata documents<\/strong>: for condos and townhouses \u2014 the Form B, two years of minutes, the depreciation report and financials. See our guide, How to Read Strata Documents When Buying a Condo in BC<\/a>.<\/li>\n
- Title search<\/strong>: easements, covenants and charges registered against the property.<\/li>\n
- Property Disclosure Statement review<\/strong>: the seller’s written disclosure, checked line by line against the inspection.<\/li>\n
- Insurance<\/strong>: confirmation the home can be insured at a reasonable premium \u2014 older homes, Poly-B pipe or an oil-tank history can make insurance expensive or unavailable.<\/li>\n<\/ul>\n
![\"Signing](\"https:\/\/jackrealty.ca\/wp-content\/uploads\/2026\/10\/contract-negotiation-signing.jpg\")
Subjects go in the contract \u2014 and come out in writing<\/figcaption><\/figure>\nHow many, and how long: the balance point<\/h2>\n\n- In a normal market<\/strong>: financing + inspection + documents (for strata) is the standard package, with about seven days to run them.<\/li>\n
- In competition<\/strong>: shorten the window and pre-inspect before offering \u2014 but don’t strip every subject to win. Removing inspection and document review entirely means buying unknown risk at full price.<\/li>\n
- From the seller’s chair<\/strong>: fewer subjects and a shorter window make an offer more attractive; at the same price, sellers almost always take the cleaner offer. That’s why preparation \u2014 a real pre-approval, a pre-inspection \u2014 is worth money.<\/li>\n<\/ul>\n
![\"A](\"https:\/\/jackrealty.ca\/wp-content\/uploads\/2025\/12\/interior-hero-webp.webp\")
The subject period is your one chance to check the home inside and out<\/figcaption><\/figure>\nThree traps that catch real buyers<\/h2>\n\n- Treating a pre-approval as a done deal, deleting the financing subject, then getting squeezed when the appraisal lands below the sale price;<\/li>\n
- Misreading the removal deadline \u2014 a late notice means a dead contract;<\/li>\n
- Saying “we’re good on subjects” out loud \u2014 removal must be written and delivered to count.<\/li>\n<\/ul>\n
Subjects exist to turn unknown risk into known decisions within a few days. Using them well is one of the places a good agent earns their fee \u2014 a point we expand on in Why Us<\/a>.<\/p>\nI’m Jack Zhu, a REALTOR\u00ae with RE\/MAX Select Properties, licensed for 14 years. If you’re preparing an offer and want the subjects and timeline mapped out first, call me at 604-889-1640.<\/p>\n
This post is general information, not legal advice; contract terms should be confirmed with your lawyer or notary.<\/p>\n","protected":false},"excerpt":{"rendered":"
First-time buyers in Greater Vancouver tend to stall on the same question: what subjects (conditions) should go into the offer, how many, and for how long? Too few feels unprotected; too many and the seller won’t bite. Here are BC’s standard subjects one by one, and where the balance point sits. What subjects are Subjects are conditions written into the Contract of Purchase and …<\/p>\n","protected":false},"author":1,"featured_media":33125,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[13,16],"tags":[],"class_list":["post-33098","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-selling-properties","category-real-estate"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t
How many, and how long: the balance point<\/h2>\n\n- In a normal market<\/strong>: financing + inspection + documents (for strata) is the standard package, with about seven days to run them.<\/li>\n
- In competition<\/strong>: shorten the window and pre-inspect before offering \u2014 but don’t strip every subject to win. Removing inspection and document review entirely means buying unknown risk at full price.<\/li>\n
- From the seller’s chair<\/strong>: fewer subjects and a shorter window make an offer more attractive; at the same price, sellers almost always take the cleaner offer. That’s why preparation \u2014 a real pre-approval, a pre-inspection \u2014 is worth money.<\/li>\n<\/ul>\n
The subject period is your one chance to check the home inside and out<\/figcaption><\/figure>\nThree traps that catch real buyers<\/h2>\n\n- Treating a pre-approval as a done deal, deleting the financing subject, then getting squeezed when the appraisal lands below the sale price;<\/li>\n
- Misreading the removal deadline \u2014 a late notice means a dead contract;<\/li>\n
- Saying “we’re good on subjects” out loud \u2014 removal must be written and delivered to count.<\/li>\n<\/ul>\n
Subjects exist to turn unknown risk into known decisions within a few days. Using them well is one of the places a good agent earns their fee \u2014 a point we expand on in Why Us<\/a>.<\/p>\nI’m Jack Zhu, a REALTOR\u00ae with RE\/MAX Select Properties, licensed for 14 years. If you’re preparing an offer and want the subjects and timeline mapped out first, call me at 604-889-1640.<\/p>\n
This post is general information, not legal advice; contract terms should be confirmed with your lawyer or notary.<\/p>\n","protected":false},"excerpt":{"rendered":"
First-time buyers in Greater Vancouver tend to stall on the same question: what subjects (conditions) should go into the offer, how many, and for how long? Too few feels unprotected; too many and the seller won’t bite. Here are BC’s standard subjects one by one, and where the balance point sits. What subjects are Subjects are conditions written into the Contract of Purchase and …<\/p>\n","protected":false},"author":1,"featured_media":33125,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[13,16],"tags":[],"class_list":["post-33098","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-selling-properties","category-real-estate"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t
Three traps that catch real buyers<\/h2>\n\n- Treating a pre-approval as a done deal, deleting the financing subject, then getting squeezed when the appraisal lands below the sale price;<\/li>\n
- Misreading the removal deadline \u2014 a late notice means a dead contract;<\/li>\n
- Saying “we’re good on subjects” out loud \u2014 removal must be written and delivered to count.<\/li>\n<\/ul>\n
Subjects exist to turn unknown risk into known decisions within a few days. Using them well is one of the places a good agent earns their fee \u2014 a point we expand on in Why Us<\/a>.<\/p>\nI’m Jack Zhu, a REALTOR\u00ae with RE\/MAX Select Properties, licensed for 14 years. If you’re preparing an offer and want the subjects and timeline mapped out first, call me at 604-889-1640.<\/p>\n
This post is general information, not legal advice; contract terms should be confirmed with your lawyer or notary.<\/p>\n","protected":false},"excerpt":{"rendered":"
First-time buyers in Greater Vancouver tend to stall on the same question: what subjects (conditions) should go into the offer, how many, and for how long? Too few feels unprotected; too many and the seller won’t bite. Here are BC’s standard subjects one by one, and where the balance point sits. What subjects are Subjects are conditions written into the Contract of Purchase and …<\/p>\n","protected":false},"author":1,"featured_media":33125,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[13,16],"tags":[],"class_list":["post-33098","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-selling-properties","category-real-estate"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t
Subjects exist to turn unknown risk into known decisions within a few days. Using them well is one of the places a good agent earns their fee \u2014 a point we expand on in Why Us<\/a>.<\/p>\n I’m Jack Zhu, a REALTOR\u00ae with RE\/MAX Select Properties, licensed for 14 years. If you’re preparing an offer and want the subjects and timeline mapped out first, call me at 604-889-1640.<\/p>\n This post is general information, not legal advice; contract terms should be confirmed with your lawyer or notary.<\/p>\n","protected":false},"excerpt":{"rendered":" First-time buyers in Greater Vancouver tend to stall on the same question: what subjects (conditions) should go into the offer, how many, and for how long? Too few feels unprotected; too many and the seller won’t bite. Here are BC’s standard subjects one by one, and where the balance point sits. What subjects are Subjects are conditions written into the Contract of Purchase and …<\/p>\n","protected":false},"author":1,"featured_media":33125,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[13,16],"tags":[],"class_list":["post-33098","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-selling-properties","category-real-estate"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t